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Why Downsizing Might Not Be Your Best Option As retirement approaches – or indeed even if you are already in retirement, the idea of downsizing is often seen as a natural choice for older Australians. A smaller home means less maintenance, a simpler lifes

How to Improve Your Chances of Mortgage Approval Applying for a mortgage can be both exciting and nerve-wracking, especially in Australia’s competitive property market. Whether you're a first-time homebuyer or an experienced investor, securing mortgage approval is

How to buy a property with a low (or no!) deposit The rapid rise in property prices nationally over the past five years, paired with high inflation and low wages growth has created a perfect storm working against those looking to save a 20% deposit to purchase their first home or an inve

Fixed Rate vs. Variable Rate There is a lot to consider when deciding between a fixed and variable home loan interest rate, or whether to have a portion of your loan fixed, and a portion variable. A low rate isn’t the be all and end all. L

5 Things to Avoid Before Applying for a Home Loan Embarking on the journey to homeownership is an exciting venture, but it requires careful planning and preparation. As you gear up to apply for a home loan, it's essential to steer clear of common pitfalls that could hin

While many SMEs rush to optimise their tax and financial affairs before June 30, it’s important to note that the beginning of FY25 represents an opportunity to hit the ‘refresh’ button on your business strategy for the coming year, and together with your accountant, broker and l

AI has been having its influence everywhere, and lately, we're now seeing waves in finance. Lenders are already using AI platforms and tools to efficiently examine their customer's data to approve or reject applications faster. But how does this af

Are you on the path to homeownership but finding the world of home loans and deposits a bit perplexing? You're not alone. Navigating the nuances of 5% genuine savings can feel like decoding a secret language. But fret not! We're here to demystify this crucial aspect of securing your dream home lo

In the world of property development, securing funding is often the critical first step towards turning vision into reality. Whether you're planning to build townhouses, apartments, or embark on a residential land subdivision project, obtaining a construction loan can provide the financial