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AI has been having its influence everywhere, and lately, we're now seeing waves in finance. Lenders are already using AI platforms and tools to efficiently examine their customer's data to approve or reject applications faster. But how does this af

Are you on the path to homeownership but finding the world of home loans and deposits a bit perplexing? You're not alone. Navigating the nuances of 5% genuine savings can feel like decoding a secret language. But fret not! We're here to demystify this crucial aspect of securing your dream home lo

In the world of property development, securing funding is often the critical first step towards turning vision into reality. Whether you're planning to build townhouses, apartments, or embark on a residential land subdivision project, obtaining a construction loan can provide the financial

In the fast-paced realm of property development and investment, time is money. Securing quick and flexible funding is paramount for success. Traditional lending institutions, banks may present challenges with their protracted approval processes and stringent criteria, prompting savvy prope

Saving for a home loan deposit is a significant task before you even sign for your mortgage. To avoid having to pay Lenders Mortgage Insurance (LMI), you will want at least 20% of your purchase price, so that you borrow only 80% of the property’s v

You’ve heard the term credit score, but what does it mean and how can you check yours? What is a credit score? Your credit score is like a financial report card. It's a three-digit number that reflects your creditworthiness, summarizing you

Borrowing for a mortgage can seem daunting, particularly for first-time borrowers. Use these simple tips from the start to make the process seem less intimidating and more achievable. 1. Know yo

Once you lock in a mortgage rate, the terms are fixed and you will need to wait to refinance. So, before you borrow, consider negotiating for a better home loan rate. 1. Do your homework Before you start negotiations, research current mortgage ra

Saving for a loan deposit requires discipline and determination, but it’s an investment in your future. With the right strategies, you can save for a deposit sooner than you think and set up good financial habits you will need when it comes time to repay your loa