If you are a temporary resident in Australia looking for a personal loan, you do have options.
Learn what you need to get a personal loan, before you borrow.
Do I need to be a permanent resident to get a personal loan in Australia?
No, you don't need to be a permanent resident to qualify for a personal loan in Australia. Many lenders offer personal loans to temporary residents holding various types of visas, including student visas, working visas, and skilled migration visas. The key is to find a lender who is willing to work with temporary residents, as eligibility criteria may vary. A broker can help you find the right loan.
Who can help if I can't get a loan?
If you encounter difficulties securing a personal loan as a temporary resident, you can explore alternative financing options, such as:
- Financial institutions – Credit unions and smaller banks may have more flexible lending criteria.
- Online lenders – Some online lenders specialise in serving borrowers with diverse backgrounds, including temporary residents.
- Alternative financing – Explore alternative financing options like peer-to-peer lending or secured loans if you have collateral.
- Consult a broker – Consider consulting a finance broker with expertise in assisting temporary residents. They can help you navigate the loan application process.
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